Virtual CFO Services - FOR MSMEs, STARTUPS, D2C OWNERS
Virtual CFO Services For, MSMEs, Startups & Businesses
Get in touch with an experienced Virtual CFO who transforms your financial data into actionable insights, helping you improve profitability, manage cash flow, and scale with confidence.
250+ Startups
8+ Years of Experience
12+ Industries
1-1 Consultation
Virtual CFO Services - FOR MSMEs, STARTUPS, D2C OWNERS
Virtual CFO Services For
MSMEs, Startups & Businesses
GST, TDS , Books Filed - Still struggling with MIS, No Margins, No Cash Visibility. That's not a compliance gap. That's a missing CFO.
Trusted By Founders From 10+ Different Industries
Who Is This For?
Built for business owners across various stages who need financial clarity, compliance, and direction.
Founders & Entrepreneurs
For driven founders who need to run their business with financial clarity — not gut feel. Know your numbers, lead with confidence.
SMEs & Growing Businesses
For businesses doing ₹50L–₹50Cr — you've outgrown your accountant but can't yet justify a full-time CFO. This is built for your stage.
D2C Brands & Startups
For brands scaling fast with no financial infrastructure. Unit economics, cash runway, investor-ready books — all in one engagement.
The CFO
Finance Professional, With Industry Leading Experience
8+
Years Experience
250+
Clients Served
12+
Industries
Chartered Accountant and founder of TheBizCFO, Amin has spent 8+ years inside the finance functions of MSMEs, D2C brands, and corporations — managing their accounts, compliance, and strategy end to end. His philosophy is simple: your business numbers speak, sometimes they scream — someone has to be listening.
- Chartered Accountant — Founder, TheBizCFO & Financera Advisors Pvt. Ltd.
- Virtual CFO to leading corporations across manufacturing, D2C, trading & services
- Forensic Auditor — trained to find what standard reporting misses
- Fundraising & bank credit support — CMA data, projections, investor readiness
- Content creator — simplifying business finance for lakhs of Indian founders
- Personally leads every CFO strategy session — no juniors, no handoffs
Choose Your CFO Service
Tailor your engagement to solve the exact financial challenges your business faces today.
CFO Advisory
Strategic guidance on every major decision — pricing, hiring, expansion, and capital allocation.
Cash Flow Management
Equity, debt MFs, property, F&O — each computed correctly with proper holding period, indexation, and set-off rules applied.
MIS & Financial Reporting
Monthly reports in plain language. Know exactly where you stand every single month.
Profitability Analysis
Margin breakdown by product, client, and channel. Find where you make money — and bleed it.
Budgeting & Forecasting
Monthly reports in plain language. Know exactly where you stand every single month.
KPI Dashboards
Custom KPI tracking. Know your unit economics, growth levers, and performance every month.
Fundraising Support
CMA data, projections, investor decks. We build the financial story so banks say yes.
Compliance Oversight
Full calendar — ROC, GST, TDS, Income Tax — tracked proactively. No surprises ever.
What Lands on Your Desk Every Month
We don't just advise from the side. We run your finance department — and every month, you see exactly what you're paying for.
✓Monthly GST & TDS Filings — Done
✓Monthly MIS Report — In Plain Language
✓Complete Books, Closed & Reconciled
✓13-Week Rolling Cash Flow Forecast
✓Zero Missed Compliance Deadlines
✓Product-Wise Profitability Analysis
✓Income Tax & ROC Management
✓1-on-1 Monthly CFO Review with CA Amin
One team. One fee. Everything above — every month.
Why businesses keep choosing TheBizCFO instead of hiring full-time CFO.
Full-Time CFO
Cost
✗₹30L–₹60L+ salary per year, plus perks
Compliance
✗Still needs a separate accounts & tax team
Reporting
✗Depends on the individual's discipline
Expertise
✗Limited to one individual's exposure
Accountability
✗Performance visible only at year-end
Risk
✗Wrong hire costs you a year and lakhs
TheBizCFO.com's CFO Services
Cost
✓A fixed monthly fee — a fraction of a CFO's salary
Compliance
✓GST, TDS, ROC, Income Tax — included
Reporting
✓Monthly MIS delivered as standard
Expertise
✓A CA-led team that has seen 12+ industries inside out
Accountability
✓Measurable deliverables every single month
Risk
✓No lock-in — prove-it-first engagement
Our Track Records Speaks
92
M+
Taxes & Compliances Handled
2
+ Years
Trusted Firm with well track record
0.5
/5 Rating
Loved by clients across India
250+
Founders Served
8+ Years
CA Experience
4.9 / 5 ★
Average Rating
10+
Industries Served
1-on-1 Calls
Monthly, Quarterly
Why Should You Choose
TheBizCFO?
Explore how our engagement is designed to give you the financial infrastructure that makes your business actually run — and grow — on clarity.
Live 1-on-1 CFO Sessions
- Customised CFO strategy sessions for your business
- Aligned to your specific stage, revenue, and goals
- CA Amin personally on every call — no juniors
Personalised Financial Roadmap
- 12-month financial plan built around your goals
- Scenario planning and stress-testing built in
- Immediate focus on highest-impact areas first
Compliance Backbone
- Full statutory calendar — GST, TDS, ROC, Income Tax
- Proactive deadline management — nothing slips
- Internal process review so finance runs cleanly
Real-Time MIS & Dashboards
- Monthly P&L, Balance Sheet, Cash Flow in plain language
- Custom KPI tracking tailored to your business model
- Shared dashboards accessible anytime, anywhere
Strategic Financial Thinking
- Pricing, hiring, and expansion decisions backed by data
- Profitability analysis by product and channel
- Banking and fundraising readiness built into engagement
Fully Virtual & Flexible
- 100% online — works for any city across India
- Monthly video reviews + WhatsApp advisory access
- 48-hour response commitment on all financial queries
Is This For You?
Who This Service Is Built For
This Is For You If:
- ✓You're doing ₹50L+ turnover but still don't know your real margins — which product makes money, which one bleeds it
- ✓Your compliance runs on follow-ups — you chase your accountant for GST, TDS, and filings instead of them chasing you
- ✓You've never received a proper monthly MIS report — decisions still happen on bank balance and gut feel
- ✓You're planning to expand, borrow, or raise — and need investor-ready, bank-ready financials before you knock
- ✓You're tired of managing three different people — accountant, tax consultant, advisor — with zero coordination between them
- ✓You want one accountable team that runs your entire finance function — accounts, compliance, and strategy, end to end
This Is NOT For You If:
- ✗You're looking for the cheapest GST filing service — this is a complete finance department, not a filing shop
- ✗You want someone to "fix numbers" or cut corners — we work strictly within the law, and that's non-negotiable
- ✗You've just started and turnover is not significant — you likely don't need a CFO yet (you can still book the call anyway and we'll give you the roadmap honestly)
- ✗You won't share data or involve your management team — a CFO can only work with full visibility into your business
- ✗You want a one-time consultation, not a system — real financial clarity is built monthly, not in one call
Real Stories, How TheBizCFO helped Business Leaders.
P3 Plastic Products
Consumer Products · Multi-SKU Distribution · BVI
Problem
Selling across 450+ SKUs with no idea which products actually made money. The sales team pushed whatever moved — fast-moving was assumed to be profitable. Nobody had ever tested that assumption.
What TheBizCFO Did
- Built SKU-level margins — actual selling price vs actual purchase cost, for every product
- Ran an ABC analysis — ranked every SKU by margin and by contribution (quantity × margin)
- Classified products into Category A, B, and C — so the sales team knows exactly which products yield the most
- Caught SKUs selling below purchase cost — small losses hidden inside healthy revenue
Outcome
Full margin clarity across every SKU. The sales team now leads with Category A products, loss-making SKUs got repriced or phased out, and the founder finally knows exactly where his profit comes from.
Frequently Asked Questions
Everything you've been wondering about our Virtual CFO engagement
Is monthly compliance — GST, TDS, filing — actually included?+
Yes. Monthly GST filing, TDS, and Income Tax compliance are fully included as part of the engagement — not a separate add-on. We manage your accounts, compliance, and strategy entirely, as one team.
Do I need to keep my current accountant separately?+
No. We take complete ownership of your books, compliance, and reporting — end to end. There's no need to manage a separate accountant alongside us; it's one team, one relationship.
What is the duration of this engagement?+
Engagements are structured as 3–6 month retainers initially. Most clients continue on a rolling monthly basis after seeing results in the first 90 days. There are no long-term lock-ins.
What does the monthly retainer cost?+
Pricing depends on your transaction volume, compliance load, and reporting needs. Your exact fee is proposed after the ₹199 strategy session, once we understand your business fully.
Will I receive reports and documentation?+
Yes — a written Financial Gap Summary post-session, a tailored engagement proposal, monthly MIS reports, and a compliance tracking dashboard. Everything documented and shared in accessible formats.
Who is this service for?+
Founders, SMEs, D2C brands, agencies, and growing businesses doing ₹50L+ in annual turnover who want their entire finance function — compliance and strategy — handled by one team.
Does CA Amin personally handle the engagement?+
Yes. Every strategy session, every monthly review, and every report is handled personally by CA Amin Bhojawala and his dedicated team. No dilution in quality, no unexplained handoffs.
What if my business isn't ready for full engagement yet?+
We'll tell you honestly on the first call. If we think your business isn't ready, we'll guide you through the basic roadmap to follow first — no pressure, no upsell.